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About RAM
A specialist Group Life business with deep underwriting heritage, a focused team and ambitions that are larger than our headcount.
Group Life is what we do.
Risk Assurance Management Limited is a specialist UK Group Life underwriting and administration business working with the intermediary market.
Our Group Risk heritage stretches back more than four decades. That experience spans underwriting, policy administration, claims and long-standing broker relationships.
Today, RAM is firmly part of the mainstream UK Group Life market, supporting ordinary UK schemes alongside the other established providers. We have a broad appetite across the UK Group Life market: Straightforward business is welcome; if something needs a conversation, let’s talk it through.
RAM underwrites and administers Corporate Group Life policies across the UK, as well as a significant number of the UK’s Police Forces and Fire Brigades, on behalf of The Shepherds Friendly Society Limited, with reinsurance from SiriusPoint.
We are deliberately focused. That means senior people remain close to underwriting decisions, operations and broker relationships – an ethos we are determined to preserve as the business continues to grow.