Who we are

Who We Are

Introducing Risk Assurance Management Limited -
A Specialist 'Virtual Insurer'

Risk Assurance Management Limited (RAM) was established in 2001 with the aim of delivering outstanding underwriting and administration services to insurers and intermediaries within the group risk market.

RAM brings together some of the most talented Group Risk underwriters and administrators in our market. With our experience and proven approach, we know how to reliably deliver the perfect blend of quality service and value – a premium offering that is second to none.

A key part of our strategy is a strong focus on the needs and requirements of our clients at every stage of the process. Whether providing a quotation, assuming risk or paying a claim, our caring and pragmatic approach ensures all matters are handled in an efficient, professional and understanding manner – our clients can be assured of our close attention to detail at all times.

Since April 2007, RAM has been transacting group risk business in its own name, as an Approved Lloyd's Coverholder authorised to enter into contracts of insurance on behalf of Lloyd's Syndicates where the risks are underwritten. RAM managed to successfully transfer the risk to Lloyd's from Pinnacle Insurance PLC following their decision to discontinue providing group life benefits. Some schemes which are administered by RAM staff today have been administered by the same staff for over 15 years.

Combining the security of Lloyd's
with the expertise of RAM
Specialist underwriters with over 30 years experience
Risk underwriting, Administration and Marketing
Authorised and regulated by the FCA