RAM has been established for over 10 years, with some of the same staff having worked together for over 30 years. We have built strong relationships within the Intermediary market and have an outstanding record of excellent administration and service standards.

The quality and efficiency of the service we provide has been described as ‘absolutely the best’. Our rates are often within the top 3 received by intermediaries and we regularly receive calls of commendation from brokers and intermediaries of all sizes, across the United Kingdom.

All valid claims received by us have been settled quickly and efficiently. This practical, caring and can-do approach has not only removed any additional pressure for the bereaved at their time of loss but it has also helped us to build a strong reputation, based on integrity and trust – two of our core values.

When RAM became Lloyd’s Coverholders, business was underwritten on behalf of Kiln Life Syndicate 308. As business has expanded, backing from additional Syndicates was obtained to support our portfolio and its continued growth. Today, we underwrite and administer schemes which are 100% placed into the Lloyd's Market with Syndicates which are managed by the below Managing Agents:

Combining the security of Lloyd's
with the expertise of RAM
Specialist underwriters with over 30 years experience
Risk underwriting, Administration and Marketing
Authorised and regulated by the FCA