Lloyd's of London

The unique Lloyd’s insurance market has an unrivalled concentration of specialist underwriting expertise and every day, more than 50 leading insurance companies, over 200 registered Lloyd’s brokers and a global network of over 4,000 local coverholders operate in and bring business to the Lloyd’s market.

The business written at Lloyd’s is brought to specialist syndicates, who price and underwrite risks, via brokers and coverholders. Much of the capital available at Lloyd’s is provided on a subscription basis – where Lloyd's underwriters join together as syndicates and where syndicates join together to underwrite risks and programmes. This kind of collaboration, combined with the choice, flexibility and financial certainty of the market, makes Lloyd’s the world’s leading insurance platform, encouraging innovation, speed and better value.

But in an unpredictable global climate, Lloyd’s underwriters must also rely on their experience and industry knowledge. Behind the Lloyd’s market is the Lloyd’s Corporation, not itself an insurer but an independent organisation and regulator that acts to protect and maintain the market's reputation, providing services and original research, reports and analysis to the industry’s knowledge base.

From its beginnings in a coffee house in 1688, Lloyd's has been a pioneer in insurance for over 300 years to form one of the world's largest commercial insurers so now, under one globally trusted name, the Lloyd’s market and Lloyd’s Corporation work together to protect your interests, promote economic growth and underwrite human progress.

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