All Lloyd's Syndicates and policyholders benefit from Lloyd's central resources and the Central Fund. The Central Fund is available at the discretion of the Council of Lloyd's to meet any valid claim that cannot be met by the resources of any member or syndicate and all Lloyd's policies are ultimately backed by this common security. The fund is administered by the Council, primarily as a fund for the protection of policyholders.
The main Lloyd's ratings page can be found here. Lloyd’s is part of the financial services compensation scheme, just like any other UK insurer.
We only transact business received from intermediaries which are regulated by the Financial Conduct Authority who act on behalf of the Policyholder.