We are a team of people dedicated to providing a first class service within the Group Risk market.
RAM is a Lloyd’s Coverholder which means we are authorised by Lloyd's of London to enter into contracts of insurance on behalf of various Syndicates at Lloyd’s. Via Lloyd’s, RAM insures UK companies' Group Life Assurance Schemes and Police Federation and Fire Brigade schemes across the UK.
Through our special connections with the Lloyd’s market, we provide comprehensive insurance policies for Registered Group Life Schemes, Excepted Group Life schemes & Relevant Life. In addition, we offer a Master Trust facility for both Registered and Excepted schemes should this be required. All of our policies benefit from an Employee Assistance Programme, providing members and their immediate family with access to counsellors 24/7/365.
Our trusted expertise and specialist skills ensure all matters are handled with professionalism and efficiency.